---
title: "Digital Money Demystified: The World of Crypto and NFTs (with Tonya Evans)"
description: The myths and realities of digital currencies, provides insights into the use of crypto assets, and explains the significance of NFTs and DAOs.
---

[Best Bank and Credit Union Podcast](https://www.digitalgrowth.com/podcast)

# [Digital Money Demystified: The World of Crypto and NFTs (with Tonya Evans)](https://www.digitalgrowth.com/podcast/banks-credit-unions-fintech-digital-money-crypto-currency-nfts)

 Written by [James Robert Lay](https://www.digitalgrowth.com/podcast/author/james-robert-lay) | November 6, 2023

## **<https://podcasts.apple.com/us/podcast/banking-on-digital-growth/id1498837117>          <https://open.spotify.com/show/6ml7uCQ7HoVvWTYUNpdUfS>           <https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLmF1c2hhLmNvL1d4RFpLSDU3bU5HZw>**

## Brief Summary of Episode #347

The world of digital currency, including cryptocurrencies and NFTs, is often shrouded in confusion and misinformation.

This lack of clarity breeds fear, uncertainty, and doubt (FUD), as well as a fear of missing out (FOMO) during market highs.

The sensational headlines and the rapid pace of technological and regulatory changes only add to the confusion, making it difficult for individuals and financial brand leaders to make informed decisions or even approach the subject with a healthy curiosity.

In this episode of the Exponential Insights series, host James Robert Lay and distinguished guest [Professor Tonya Evans](https://www.linkedin.com/in/tonyamarieevans/) demystify digital money.

Tonya, an expert in intellectual property and new technologies at Penn State Dickinson Law, discusses her new book "[Digital Money Demystified](https://www.amazon.com/Digital-Money-Demystified-Crypto%C2%AE-Confidently/dp/B0BVSQV6BN)."

She addresses the myths and realities of digital currencies, provides insights into the use of crypto assets, and explains the significance of NFTs.

 

Key Insights and Takeaways

- The evolution of money and value in the digital age (9:47)
- Cryptocurrency, decentralization, and financial privacy (16:15)
- Digital money opportunities for businesses and individuals (29:29)

[View full post](https://www.digitalgrowth.com/podcast/banks-credit-unions-fintech-digital-money-crypto-currency-nfts)

```json
{
  "@context" : "http://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "James Robert Lay"
  },
  "dateModified" : "2024-05-07T23:17:22.076Z",
  "datePublished" : "2023-11-06T13:00:00Z",
  "headline" : "Digital Money Demystified: The World of Crypto and NFTs (with Tonya Evans)",
  "image" : {
    "@type" : "ImageObject",
    "height" : 400,
    "url" : "https://526590.fs1.hubspotusercontent-na1.net/hubfs/526590/347.%20Digital%20Money%20Demystified%20The%20World%20of%20Crypto%20and%20NFTs.png",
    "width" : 600
  },
  "mainEntityOfPage" : "https://www.digitalgrowth.com/podcast/banks-credit-unions-fintech-digital-money-crypto-currency-nfts",
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "height" : 60,
      "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png",
      "width" : 60
    },
    "name" : "The Best Bank and Credit Union Podcast"
  }
}
```