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James Robert Lay

Posts by James Robert Lay

Humanity of Digital Growth

Brief Summary of Episode #12 The most important element of digital growth is not technology. It’s not sales. It’s not marketing. In fact, it’s something ancient. Something that’s missing in almost every conversation that happens in every boardroom across the country. Humanity. I’ve ta …

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If You Weren't Already Thinking About Mindstates, You Should Now (With Will Leach)

Brief Summary of Episode #11 Financial brands tend to try to appeal to logic in their marketing.

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Face-to-Face Communication in a Socially-Distant Age

Brief Summary of Episode #10 It’s well past time to merge digital and human experiences. I’ve been saying it for years, but social distancing proved it. It proved how, too. Face-to-face interactions through video. On the latest episode of Banking on Digital Growth, I cover why face-to …

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Medium: Breaking Free from the Legacy Growth Models of Financial Brands

Brett King, the founder of neobank Moven, once wrote, “Banking is no longer somewhere you go but something you do.” But now, banking is evolving further, beyond something you do to something you experience.

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How Financial Brands Can Help Community Businesses (With Seth Siegal-Gardner)

Brief Summary of Episode #8 A Michelin star chef runs a take out business. A movie theater becomes an on-demand channel. As Brad Pitt so eloquently stated in his role as Billy Beane in the movie Moneyball, “Adapt or die.” Adapt and pivot or go under. Small business owners are thinking …

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Ask Three Questions, Generate 10X Digital Growth

Brief Summary of Episode #9 What if you could generate 10X more loans and deposits by asking 3 questions? Caveat: They’re hard questions about fear and uncertainty. You’d still give it a try, right? Especially in the post-COVID-19 world, insights from Banking on Digital Growth have th …

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Author Hour: Banking on Digital Growth

As James Robert Lay was writing his book, Banking on Digital Growth, it was clear to him that the financial industry was already in the midst of exponential change that requires their marketing, sales, and leadership teams to think differently. Now that we find ourselves in the midst …

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Three Ways to Help Guide Customers Through Their Post-COVID Financial Struggle

Brief Summary of Episode #7 Your account holders are stressed in this emerging COVID-19 world.

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Financial Stress in the Fourth Industrial Revolution

Brief Summary of Episode #6 Legacy financial brand marketing relies on in-person branch visits for growth.

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How Will Banking Adjust to Life After COVID-19 (With Brett King)

Brief Summary of Episode #5 We are all adapting. Innovating. Pushing forward. What does the future of banking look like? Will AI render on-site branch banking obsolete? Maybe. What it can do is allow the banking industry the ability to offer all traditional services digitally enabling …

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